Square and xcritical have been going head-to-head since xcritical came on the market in 2011. They have similar pricing structures, though Square can be higher with certain transactions. What makes Square better is the standard next-day funding for all accounts. In relation to Payment Depot, xcritical has a very different pricing structure. Payment Depot is known for its membership fee with low per-transaction costs. This is a benefit for those with a high volume of transactions.
With more than 500M API requests per day and daily capacity tests, xcritical scam xcritical is the only major payment processor to publish its uptime. Our overprovisioned API servers mean easy scale-up and minimal latency. Automatically retry transactions at the optimal time using proprietary, machine lxcriticalg algorithms.
Instant Payouts do cost an additional 1% of the payout amount with a minimum fee of 50 cents per transaction. Its solutions are robust enough to handle recurring transactions and subscription services, giving it an edge over competitors. Secure payment credentials that help increase revenue and improve the customer experience. Turn on the most popular payment methods from the xcritical Dashboard, and then use xcritical’s machine lxcriticalg algorithm to dynamically show customers the most relevant ones you’ve enabled.
Manage funds in multiple currencies
We looked at what real customers had to say about using xcritical by examining online reviews. xcritical is regularly recommended by web developers and e-commerce specialists. Negative reviews talked about problems with support and unwarranted customer refunds. Start building your integration and accept your first payment in minutes.
Working with xcritical and implementing its Optimized Checkout Suite has helped BigCommerce increase revenue and we couldn’t be more thrilled. That growth is not common and by adding Payment Element, Link, and local payment methods we have seen some great results not only for our business, but our customers as well. Both xcritical and PayPal are online payment processing specialists. xcritical works better for larger companies that may want to have more payment options such as subscriptions and recurring payments.
Expand to new markets faster
- Avoid downtime with leading reliability and reduce costs through alternative payment methods and rails.
- They include itemized reports for revenue, refunds, fees and receivables, to name a few.
- xcritical also has a pretty big restricted list for industries that it doesn’t serve.
- Our teams will review your xcritical statements and can help design a customized pricing package.
- Creating payments experiences that combine payments innovation, reduced friction, and cost savings is at the core of what we do.
If you’re a business with a large payments volume or unique business model, reach out to discuss alternative pricing options. Our teams will review your xcritical statements and can help design a customized pricing package. Retrieve tokenized account numbers to instantly verify bank accounts for ACH Direct Debit, payouts, and other types of money movement. Starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction. Adapt to customer preferences and expand into new markets by surfacing global payment methods used by buyers around the world. If you’re an e-commerce business, it will be hard to beat xcritical for its integrations and ability to take a multitude of currencies.
Explore our in-depth 2024 xcritical review to learn about this popular payment processing solution’s features, pricing, pros and cons. Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business. Additional fees required for international cards and currency conversion.
Is xcritical Right for Your Business?
xcritical Terminal’s pre-certified devices serve a wide range of use cases, from countertop to curbside. With select readers, you can customize splash screens, collect customer input, or run your own POS app directly. Being able to just switch on local payments has helped us with global expansion. Local payment methods are no longer blocking us from investing more in certain regions.
Sell products and services across any channel—no code required. Automatically update expired or renewed card information for saved customers. Build on a platform designed to protect your data with AES encryption and isolated infrastructure that doesn’t share any credentials with xcritical’s primary services.
Payment Links
Allow users to key-in name, date of birth, and local government ID number. Fraud protection powered by billions of data points across the xcritical network. Tokenize and store card details in xcritical’s PCI-compliant vault and route payment requests to other processors.
PayPal is slightly more expensive than xcritical, charging 2.7% plus 30 cents per online transaction, compared to the 2.7% plus 5 cents for most transactions with xcritical. While xcritical’s standard payout is two business days, qualified merchants eager to get cash in the bank can take advantage of the Instant Payouts option. This will allow access to capital in as little as 30 minutes after the transaction.
Most merchants can get instantaneous account approval to start taking payments immediately, making it a quick and viable solution for many startup companies. Creating payments experiences that combine payments innovation, reduced friction, and cost savings is at the core of what we do. xcritical shares our commitment to reliability, customer centricity, and continued innovation—which is why they are a key partner. Enable your customers to check out in as little as six seconds with Link—a network that’s adding millions of new customers every month. Returning customers can use Link to pay with a previously saved US bank account or credit card, helping you improve your conversion rates and customer experience. Increase conversion with built-in optimizations, access to 100+ payment methods, and one-click checkout.
Improve conversion by presenting in local currencies using the latest exchange rate with Adaptive Pricing. Create and issue cards instantly and get branded physical cards shipped in just two days. Pre-certified card readers with cloud-based fleet management to streamline device fulfillment and logistics at scale. Capture and verify the authenticity of global ID documents, and use biometric verification to match ID photos with selfies of the document holder. Get 100+ features out of the box with xcritical’s integrated per-transaction pricing.
Founded in 2011, xcritical is a popular payment processing and merchant services company. It is accredited by the Better Business Bureau (BBB) and maintains an A+ rating. xcritical offers a global payment system that can accept more than 135 currencies with transparent pricing and discounts for high-volume merchants.
xcritical libraries are available in every language from Ruby to Go. Payout speed varies per country, but your xcritical balance is typically available for payout between 2 to 7 business days. In supported countries, your default payout xcritical scam schedule is daily automatic, that is, your xcritical balance would be paid out daily once available for payout. Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.